* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Poppins', sans-serif;
  background: #f5f8fd;
  color: #222;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
}

ul {
  list-style: none;
}

.container {
  width: 100%;
  max-width: 1300px;
  margin: auto;
  padding: 0 20px;
}

/* =========================
        HEADER
    ========================== */

/* header{
      background:#fff;
      padding:16px 0;
      box-shadow:0 2px 15px rgba(0,0,0,0.05);
      position:sticky;
      top:0;
      z-index:999;
    }

    .navbar{
      display:flex;
      justify-content:space-between;
      align-items:center;
      flex-wrap:wrap;
    }

    .logo{
      display:flex;
      align-items:center;
      gap:12px;
    }

    .logo img{
      width:60px;
    }

    .logo-text h2{
      font-size:24px;
      color:#0d2e75;
      line-height:1.2;
      font-weight:700;
    }

    .nav-menu{
      display:flex;
      align-items:center;
      gap:28px;
      flex-wrap:wrap;
    }

    .nav-menu a{
      color:#222;
      font-size:15px;
      font-weight:500;
      transition:0.3s;
    }

    .nav-menu a:hover{
      color:#0d5be1;
    }

    .header-right{
      display:flex;
      align-items:center;
      gap:15px;
    }

    .lang-btn{
      border:1px solid #ddd;
      padding:10px 15px;
      border-radius:10px;
      background:#fff;
      cursor:pointer;
      font-weight:500;
    }

    .apply-btn{
      background:#0d5be1;
      color:#fff;
      padding:13px 24px;
      border-radius:12px;
      font-weight:600;
      transition:0.3s;
    }

    .apply-btn:hover{
      background:#083a94;
    } */
/* =========================================
   HEADER
========================================= */

.pm-header {
  background: #fff;
  padding: 14px 0;
  box-shadow: 0 2px 15px rgba(0, 0, 0, 0.06);
  position: sticky;
  top: 0;
  z-index: 9999;
}


/* =========================================
   NAVBAR
========================================= */

.pm-navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 25px;
}


/* =========================================
   LOGO
========================================= */

.pm-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.pm-logo img {
  width: 150px;
  height: 70px;
  object-fit: contain;
}

.pm-logo-text h2 {
  margin: 0;
  color: #0d2e75;
  font-size: 20px;
  line-height: 1.2;
  font-weight: 700;
}


/* =========================================
   NAVIGATION
========================================= */

.pm-nav-menu {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.pm-nav-menu li {
  list-style: none;
}

.pm-nav-menu a {
  position: relative;
  color: #222;
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  white-space: nowrap;
  transition: all 0.3s ease;
}

.pm-nav-menu a:hover {
  color: #0d5be1;
}


/* =========================================
   RIGHT SIDE
========================================= */

.pm-header-right {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}


.pm-lang-btn {
  border: 1px solid #ddd;
  background: #fff;
  padding: 9px 14px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 500;
  cursor: pointer;
  white-space: nowrap;
  transition: 0.3s;
}

.pm-lang-btn:hover {
  border-color: #0d5be1;
  color: #0d5be1;
}

.pm-apply-btn {
  display: inline-block;
  background: #0d5be1;
  color: #fff;
  padding: 11px 20px;
  border-radius: 9px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  white-space: nowrap;
  transition: all 0.3s ease;
}

.pm-apply-btn:hover {
  background: #083a94;
  color: #fff;
}


/* =========================================
   MOBILE TOGGLE
========================================= */

.pm-toggler {
  display: none;
  border: 0;
  outline: none;
  background: transparent;
  color: #0d2e75;
  font-size: 25px;
  padding: 5px 8px;
  cursor: pointer;
}

.pm-toggler:focus {
  outline: none;
  box-shadow: none;
}

/* =========================================
   TABLET
========================================= */

@media (max-width: 1199px) {

  .pm-navbar {
    gap: 15px;
  }

  .pm-nav-menu {
    gap: 15px;
  }

  .pm-nav-menu a {
    font-size: 14px;
  }

  .pm-logo img {
    width: 90px;
    height: 60px;
  }

  .pm-logo-text h2 {
    font-size: 17px;
  }

  .pm-lang-btn {
    padding: 8px 11px;
  }

  .pm-apply-btn {
    padding: 10px 15px;
  }
}


/* =========================================
   MOBILE / TABLET
========================================= */

@media (max-width: 991px) {

  .pm-header {
    padding: 10px 0;
  }

  .pm-navbar {
    position: relative;
    flex-wrap: wrap;
  }

  .pm-logo {
    flex: 1;
  }

  .pm-logo img {
    width: 80px;
    height: 58px;
  }

  .pm-logo-text h2 {
    font-size: 16px;
  }


  /* Hamburger */

  .pm-toggler {
    display: block;
  }

  .pm-nav-menu {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: 10px 0 0;
    margin: 8px 0 0;
    border-top: 1px solid #eee;
  }


  .pm-nav-menu.pm-show {
    display: flex;
  }


  .pm-nav-menu li {
    width: 100%;
  }

  .pm-nav-menu a {
    display: block;
    width: 100%;
    padding: 11px 5px;
    border-bottom: 1px solid #f1f1f1;
  }

  .pm-header-right {
    display: none;
    width: 100%;
    padding: 12px 0 5px;
    border-top: 1px solid #eee;
    margin-top: 5px;
  }

  .pm-header-right.pm-show {
    display: flex;
  }

}

/* =========================================
   SMALL MOBILE
========================================= */

@media (max-width: 575px) {

  .pm-logo img {
    width: 80px;
    height: 53px;
  }

  .pm-logo-text h2 {
    font-size: 13px;
  }

  .pm-toggler {
    font-size: 23px;
  }

  .pm-header-right {
    flex-direction: column;
    align-items: stretch;
    gap: 8px;
  }

  .pm-lang-btn,
  .pm-apply-btn {
    width: 100%;
    text-align: center;
  }

}


@media (max-width: 991px) {
    /* Initially hide menu on mobile/tablet */
    #pmMobileNav, 
    #pmMobileRight {
        display: none;
        width: 100%;
    }
}

/* =========================
        HERO SECTION
    ========================== */

.hero {
  padding: 60px 0 40px;
}

.hero-wrapper {
  background: #fff;
  border-radius: 30px;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  box-shadow: 0 5px 25px rgba(0, 0, 0, 0.06);
}

.hero-content {
  padding: 60px;
}

.hero-content h1 {
  font-size: 62px;
  line-height: 1.1;
  color: #0d2e75;
  margin-bottom: 25px;
  font-weight: 700;
}

.hero-content h1 span {
  color: #ff7a00;
}

.hero-content p {
  color: #555;
  line-height: 1.8;
  font-size: 18px;
  margin-bottom: 35px;
}

.hero-features {
  display: flex;
  justify-content:center;
  align-items: center;
  gap: 20px;
  margin-bottom: 35px;
  flex-wrap: wrap;
}

.feature-card {
  background: #f4f8ff;
  padding: 20px;
  border-radius: 18px;
  text-align: center;
  min-width: 130px;
  transition: 0.3s;
}

.feature-card:hover {
  transform: translateY(-5px);
}

.feature-card i {
  font-size: 35px;
  color: #0d5be1;
  margin-bottom: 12px;
}

.feature-card h4 {
  font-size: 15px;
  color: #0d2e75;
  line-height: 1.5;
}

.hero-buttons {
  display: flex;
  gap: 15px;
  flex-wrap: wrap;
}

.primary-btn {
  background: #0d5be1;
  color: #fff;
  padding: 16px 28px;
  border-radius: 14px;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.secondary-btn {
  background: #fff;
  color: #0d2e75;
  padding: 16px 28px;
  border-radius: 14px;
  font-weight: 600;
  border: 1px solid #d8d8d8;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.hero-image {
  position: relative;
  height: 100%;
}

.hero-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-badge {
  position: absolute;
  bottom: 40px;
  right: 40px;
  background: #083a94;
  padding: 20px;
  border-radius: 20px;
  color: #fff;
  width: 300px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.25);
}

.hero-badge h3 {
  font-size: 24px;
  margin-bottom: 10px;
  line-height: 1.4;
}

.hero-badge p {
  font-size: 15px;
  opacity: 0.9;
}

/* =========================
        APPLY PROCESS
    ========================== */

.process-section {
  padding: 40px 0;
}

.process-box {
  background: #fff;
  border-radius: 25px;
  padding: 40px;
  box-shadow: 0 5px 25px rgba(0, 0, 0, 0.06);
}

.process-top {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
  align-items: center;
}

.process-left h2 {
  color: #0d2e75;
  font-size: 38px;
  margin-bottom: 12px;
}

.process-left p {
  color: #666;
  margin-bottom: 40px;
}

.steps {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.step {
  flex: 1;
  min-width: 120px;
  text-align: center;
  position: relative;
}

.step-circle {
  width: 90px;
  height: 90px;
  background: #f3f7ff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: auto;
  font-size: 35px;
  color: #0d5be1;
  margin-bottom: 15px;
}

.step h4 {
  font-size: 16px;
  color: #0d2e75;
  line-height: 1.5;
}

.flat-selection {
  background: #f9fbff;
  border-radius: 20px;
  padding: 30px;
}

.flat-selection h3 {
  color: #0d2e75;
  font-size: 28px;
  margin-bottom: 25px;
}

.flat-types {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 15px;
  margin-bottom: 25px;
}

.flat-card {
  border: 2px solid #e5ebf7;
  padding: 20px;
  text-align: center;
  border-radius: 18px;
  transition: 0.3s;
  cursor: pointer;
  background: #fff;
}

.flat-card:hover {
  border-color: #0d5be1;
  transform: translateY(-4px);
}

.flat-card i {
  font-size: 35px;
  margin-bottom: 12px;
  color: #0d5be1;
}

.flat-card h4 {
  color: #0d2e75;
  font-size: 20px;
}

.apply-now-btn {
  width: 100%;
  background: #0d5be1;
  color: #fff;
  border: none;
  padding: 16px;
  border-radius: 14px;
  font-size: 18px;
  font-weight: 600;
  cursor: pointer;
}

.note {
  margin-top: 15px;
  text-align: center;
  color: #666;
  font-size: 14px;
}

/* =========================
        NOTICE
    ========================== */

.notice {
  margin-top: 25px;
  background: #eef9f1;
  padding: 25px;
  border-radius: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.notice-left {
  display: flex;
  align-items: center;
  gap: 18px;
}

.notice-left i {
  width: 60px;
  height: 60px;
  background: #d6f5de;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  color: #1e8e3e;
}

.notice h4 {
  color: #1e8e3e;
  margin-bottom: 6px;
}

.notice p {
  color: #555;
}

.eligibility-btn {
  background: #fff;
  padding: 14px 24px;
  border-radius: 12px;
  color: #0d2e75;
  font-weight: 600;
  border: 1px solid #d8d8d8;
}

/* =========================
        STATS
    ========================== */

.stats {
  padding: 40px 0;
}

.stats-wrapper {
  background: linear-gradient(135deg, #083a94, #0d5be1);
  padding: 40px;
  border-radius: 25px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 25px;
}

.stat-card {
  color: #fff;
  text-align: center;
  position: relative;
}

.stat-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: auto;
  margin-bottom: 20px;
  font-size: 35px;
}

.stat-card h2 {
  font-size: 40px;
  margin-bottom: 8px;
}

.stat-card p {
  opacity: 0.9;
}

/* =========================
        ABOUT SECTION
    ========================== */

.about {
  padding: 50px 0;
}

.about-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
}

.about-card {
  background: #fff;
  border-radius: 25px;
  padding: 40px;
  box-shadow: 0 5px 25px rgba(0, 0, 0, 0.06);
}

.about-card h2 {
  color: #0d2e75;
  font-size: 36px;
  margin-bottom: 20px;
}

.about-card p {
  color: #555;
  line-height: 1.9;
  margin-bottom: 30px;
}

.about-image {
  border-radius: 20px;
  overflow: hidden;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 30px;
}

.feature-item {
  border: 1px solid #e8eef8;
  padding: 25px;
  border-radius: 20px;
  text-align: center;
  transition: 0.3s;
}

.feature-item:hover {
  transform: translateY(-5px);
  border-color: #0d5be1;
}

.feature-item i {
  font-size: 35px;
  color: #0d5be1;
  margin-bottom: 15px;
}

.feature-item h4 {
  color: #0d2e75;
  line-height: 1.5;
}

/* =========================
        STATUS SECTION
    ========================== */

.status-section {
  padding: 30px 0 50px;
}

.status-box {
  background: #edf5ff;
  padding: 35px;
  border-radius: 25px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 30px;
  align-items: center;
}

.status-left h2 {
  color: #0d2e75;
  font-size: 34px;
  margin-bottom: 12px;
}

.status-left p {
  color: #666;
}

.status-form {
  display: flex;
  gap: 15px;
  flex-wrap: wrap;
}

.status-form input {
  padding: 16px;
  border-radius: 12px;
  border: 1px solid #d6dfef;
  min-width: 230px;
  font-size: 15px;
  outline: none;
}

.status-form button {
  background: #0d5be1;
  color: #fff;
  border: none;
  padding: 16px 30px;
  border-radius: 12px;
  font-weight: 600;
  cursor: pointer;
}

/* =========================
        QUICK LINKS
    ========================== */

.quick-links {
  padding-bottom: 60px;
}

.quick-links-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 20px;
}

.quick-link {
  background: #fff;
  padding: 30px 20px;
  border-radius: 20px;
  text-align: center;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
  transition: 0.3s;
}

.quick-link:hover {
  transform: translateY(-6px);
}

.quick-link i {
  font-size: 35px;
  color: #0d5be1;
  margin-bottom: 15px;
}

.quick-link h4 {
  color: #0d2e75;
  margin-bottom: 8px;
}

.quick-link p {
  color: #666;
  font-size: 14px;
  line-height: 1.7;
}

/* =========================
        FOOTER
    ========================== */

.footer-parent {
  background: #08275f;
  padding: 25px 0;
  color: #fff;
}

.footer-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-links a {
  color: #fff;
  opacity: 0.9;
}

/* =========================
        RESPONSIVE
    ========================== */

@media(max-width:1200px) {

  .hero-wrapper,
  .process-top,
  .about-wrapper {
    grid-template-columns: 1fr;
  }

  .stats-wrapper {
    grid-template-columns: repeat(2, 1fr);
  }

  .quick-links-grid {
    grid-template-columns: repeat(3, 1fr);
  }

}

@media(max-width:768px) {

  .hero-content {
    padding: 40px 25px;
  }

  .hero-content h1 {
    font-size: 42px;
  }

  .hero-badge {
    position: relative;
    right: auto;
    bottom: auto;
    width: 100%;
    border-radius: 0;
  }

  .steps {
    flex-direction: column;
  }

  .flat-types {
    grid-template-columns: 1fr;
  }

  .stats-wrapper {
    grid-template-columns: 1fr;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .quick-links-grid {
    grid-template-columns: 1fr;
  }

  .status-box {
    grid-template-columns: 1fr;
  }

  .status-form {
    flex-direction: column;
  }

  .status-form input,
  .status-form button {
    width: 100%;
  }

  .nav-menu {
    justify-content: center;
  }

  .navbar {
    justify-content: center;
  }

  .header-right {
    width: 100%;
    justify-content: center;
  }

}